Complete Mortgage Guide for Dubai
Everything you need to know about financing your property purchase in Dubai, from mortgage types to application process.
Understanding
UAE Mortgages.
Dubai offers competitive mortgage options for both residents and non-residents. With loan-to-value ratios up to 80% for residents and various interest rate options, financing your dream property is more accessible than ever.
Key Mortgage Facts
UAE banks offer fixed and variable rate mortgages with terms up to 25 years. Residents can finance up to 80% of property value, while non-residents typically get up to 50-60%.
Whether you're a first-time buyer or an experienced investor, understanding mortgage options, eligibility criteria, and the application process is crucial for making informed decisions.
"The right mortgage can make your dream home a reality. Let us help you find the perfect financing solution."
Mortgage Types
Choose the Right Mortgage for You
Fixed Rate Mortgage
Lock in your interest rate for 1-5 years. Provides payment certainty and protection against rate increases.
Variable Rate Mortgage
Rate fluctuates with EIBOR. May offer lower initial rates but payments can change over time.
Islamic Financing
Sharia-compliant financing options including Ijara and Murabaha structures for those preferring Islamic banking.
Off-Plan Financing
Specialized mortgages for off-plan properties with payment structures aligned to construction milestones.
Need Help with Mortgage Options?
Our team can connect you with the best mortgage providers and help you find the most competitive rates.